Mother, father, and two children laughing on their couch together.

Services

Mortgage Loans

  • Fixed rate mortgage loans
  • Adjustable rate mortgage (ARM) loans
  • Streamlined loan rate revision options 
  • One-time closing construction loans
  • Home equity loans, including installment and line-of-credit loans
  • Higher LTV financing may be available with private mortgage insurance (subject to qualification )
 

Construction Loans

  • One-time closing
  • One up-front interest rate
  • One set of closing costs
  • Minimal-to-no inspection fees (when applicable)
  • Draws are typically processed same- or next-day  (after required documentation is received )
 

Loan Benefits

  • Competitive market-based interest rates
  • Low closing costs
  • Loans are not sold and decisions are made locally
  • Bi-weekly and other partial payment options are available
  • No prepayment penalties on any loan
  • No points on mortgage loans
  • Simple daily interest (all loan accounts are computed on a 365-day accrual basis)
  • Electronic loan payment
 
All loans are subject to credit approval. Terms, conditions, and property eligibility requirements apply. 











young couple poses for picture in front of a house still under construction
Mortgage Loans

Let us help you get into your dream home today!