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Mortgage Loans

Fixed rate mortgage loans

ARM loans with fixed rate conversion options

One-time closing construction loans

Home equity loans, including installment and line-of-credit loans

Higher LTV financing may be available with private mortgage insurance

Loan Benefits

Bi-weekly and other partial payment options are available

No prepayment penalties on any loan

No points on mortgage loans

Simple daily interest (all loan accounts are computed on a 365-day accrual basis)

Credit life and/or disability insurance may be available

Electronic loan payment