Mortgage Loans
- Fixed rate mortgage loans
- ARM loans with fixed rate conversion options
- One-time closing construction loans
- Home equity loans, including installment and line-of-credit loans
- Higher LTV financing may be available with private mortgage insurance
Construction Loans
- One-time closing
- One up-front interest rate
- One set of closing costs
- Minimal-to-no inspection fees
- Same- or next- day draws
Loan Benefits
- Loans are not sold and decisions are made locally
- Bi-weekly and other partial payment options are available
- No prepayment penalties on any loan
- No points on mortgage loans
- Simple daily interest (all loan accounts are computed on a 365-day accrual basis)
- Electronic loan payment
Mortgage Loans
Let us help you get into your dream home today!