Mother, father, and two children laughing on their couch together.

Services

Mortgage Loans

  • Fixed rate mortgage loans
  • ARM loans with fixed rate conversion options
  • One-time closing construction loans
  • Home equity loans, including installment and line-of-credit loans
  • Higher LTV financing may be available with private mortgage insurance
 

Construction Loans

  • One-time closing
  • One up-front interest rate
  • One set of closing costs
  • Minimal-to-no inspection fees
  • Same- or next- day draws
 

Loan Benefits

  • Loans are not sold and decisions are made locally
  • Bi-weekly and other partial payment options are available
  • No prepayment penalties on any loan
  • No points on mortgage loans
  • Simple daily interest (all loan accounts are computed on a 365-day accrual basis)
  • Electronic loan payment











young couple poses for picture in front of a house still under construction
Mortgage Loans

Let us help you get into your dream home today!