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 CONSUMER LOAN  RATES •  EFFECTIVE: JULY 25, 2018

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APR 
Maximum
Term
Loan to
Value Ratio
Secured Financing


Autos, Light Trucks, Boats, RVs, Personal Watercraft,
Snowmobiles, Motorcycles, and ATVs



2018 - 2016 model years 3.490%
48 months ≤100%

3.740%
60 months ≤100%

3.990% 72 months ≤100%
2015 - 2011 model years 4.490% 48 months ≤100%
2010 - 2008 model years 5.490% 36 months ≤100%
Extended terms for Boats and RVs


2018 - 2016 model years 6.490% 120 months 80%
2015 - 2011 model years 6.990% 72 months 75%
Untitled Collateral


UCC Financing Statement
10.000% 24 months 75%
Unsecured Financing


We are not currently quoting unsecured financing loan rates.
  • All advertised rates are subject to credit approval. Your rate may vary based on credit score. Credit scores less than 670 may result in a 0.75% rate adjustment.
  • Loan to value ratios are based upon retail price and/or the NADA Guides Values. Subject to credit approval.
  • Older model years than those listed are subject to consideration and a 2% rate adjustment.
  • Commercial-use collateral is subject to consideration and a 1% rate adjustment.
  • A ¼% rate reduction is available with automatic payment from a First Federal deposit account.
  • Full-coverage insurance is required for the financing of all collateral.