CONSUMER LOAN RATES • EFFECTIVE: JULY 29, 2021
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|Autos, Light Trucks, Boats, RVs, Personal Watercraft,
Snowmobiles, Motorcycles, Trailers, and ATVs
|2021 - 2019 model years||2.790%
|2018 - 2014 model years||3.790%||48 months||≤100%|
|2013 - 2011 model years||4.790%||36 months||≤100%|
|Extended terms for Boats and RVs|
|2021 - 2019 model years||5.790%||120 months||80%|
|2018 - 2014 model years||6.290%||72 months||75%|
|UCC Financing Statement||9.990%||24 months||75%|
|We are not currently quoting unsecured financing loan rates.|
- All advertised rates are subject to credit approval. Your rate may vary based on credit score. Credit scores less than 670 may result in a 0.75% rate adjustment.
- Loan to value ratios are based upon retail price and/or the NADA Guides Values. Subject to credit approval.
- Older model years than those listed are subject to consideration and a 2% rate adjustment.
- Commercial-use collateral is subject to consideration and a 1% rate adjustment.
- A ¼% rate reduction is available with automatic payment from a First Federal deposit account.
- Full-coverage insurance is required for the financing of all collateral.