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  DEPOSIT ACCOUNT RATES •  EFFECTIVE: MARCH 5, 2019

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Interest
Rate
APY* Minimum Compound
Frequency
Certificates of Deposit (CDs)



7-31 Day 0.08% 0.08% $2,500 Weekly
91 Day 0.08% 0.08% $2,500 Quarterly
182 Day 0.23% 0.23% $2,500 Semi-Annually
12 Month 0.40% 0.40% $500 Quarterly
18 Month 0.40% 0.40% $500 Quarterly
24 Month 0.57% 0.57% $500 Quarterly
30 Month 0.57% 0.57% $500 Quarterly
36 Month 0.81% 0.81% $500 Quarterly
48 Month 1.21% 1.22% $500 Quarterly
60 Month 1.60% 1.61% $500 Quarterly
Individual Retirement Accounts (IRAs)



6 Month 0.23% 0.23% $500 Quarterly
12 Month 0.40% 0.40% $500 Quarterly
18 Month
0.40%
0.40%
$500 Quarterly
24 Month
0.57% 0.57% $500 Quarterly
30 Month 0.57%
0.57%
$500 Quarterly
36 Month
0.81%
0.81%
$500 Quarterly
48 Month 1.21%
1.22%
$500 Quarterly
60 Month
1.60%
1.61%
$500
Quarterly
Other Accounts




Fixed Rate IRA - 18 Month
0.05%
0.05%
$50
Quarterly
Variable Rate IRA - 18 Month v
0.23% 0.23% $100 Quarterly
Health Savings Account (HSA) v
0.23%
0.23%
$50
Monthly
Passbook Savings v
0.05% 0.05% $10
Quarterly
Statement Savings v
0.05%
0.05%
$250 Quarterly
Simple Checking
n/a
n/a
$25 n/a
Interest Earning Checking v
0.03%
0.03% $250 Monthly
Hi-Fi Money Market v
0.08%
0.05%
0.08%
0.05%
≥$2,500
<$2,500
Monthly
Monthly
  • An Escalator Option is available for Certificates of Deposit with terms of 36 months or more.
  • Interest on all deposit accounts is computed on a 365-day accrual basis.
  • Fees could reduce earnings on deposit accounts. See our Service Fees page for details.
  • APY = Annual Percentage Yield*
  • V = Variable account. The rate may change after the account is opened.
  • These interest rates are current through the date of this issue and became effective as indicated by the date above.
  • Activity restrictions apply to Passbook Savings, Statement Savings, and Hi-Fi Money Market accounts.
  • A penalty may be imposed for early withdrawal on Certificates of Deposit.