DEPOSIT ACCOUNT RATES • EFFECTIVE: FEBRUARY 5, 2019
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| Interest Rate |
APY* | Minimum | Compound Frequency |
|
|---|---|---|---|---|
| Certificates of Deposit (CDs) | ||||
| 7-31 Day | 0.08% | 0.08% | $2,500 | Weekly |
| 91 Day | 0.08% | 0.08% | $2,500 | Quarterly |
| 182 Day | 0.23% | 0.23% | $2,500 | Semi-Annually |
| 12 Month | 0.40% | 0.40% | $500 | Quarterly |
| 18 Month | 0.40% | 0.40% | $500 | Quarterly |
| 24 Month | 0.57% | 0.57% | $500 | Quarterly |
| 30 Month | 0.57% | 0.57% | $500 | Quarterly |
| 36 Month | 0.81% | 0.81% | $500 | Quarterly |
| 48 Month | 1.21% | 1.22% | $500 | Quarterly |
| 60 Month | 1.60% | 1.61% | $500 | Quarterly |
| Individual Retirement Accounts (IRAs) | ||||
| 6 Month | 0.23% | 0.23% | $500 | Quarterly |
| 12 Month | 0.40% | 0.40% | $500 | Quarterly |
| 18 Month |
0.40% |
0.40% |
$500 | Quarterly |
| 24 Month |
0.57% | 0.57% | $500 | Quarterly |
| 30 Month | 0.57% |
0.57% |
$500 | Quarterly |
| 36 Month |
0.81% |
0.81% |
$500 | Quarterly |
| 48 Month | 1.21% |
1.22% |
$500 | Quarterly |
| 60 Month |
1.60% |
1.61% |
$500 |
Quarterly |
| Other Accounts |
||||
| Fixed Rate IRA - 18 Month |
0.05% |
0.05% |
$50 |
Quarterly |
| Variable Rate IRA - 18 Month v |
0.18% | 0.18% | $100 | Quarterly |
| Health Savings Account (HSA) v |
0.18% |
0.18% |
$50 |
Monthly |
| Passbook Savings v |
0.05% | 0.05% | $10 |
Quarterly |
| Statement Savings v |
0.05% |
0.05% |
$250 | Quarterly |
| Simple Checking |
n/a |
n/a |
$25 | n/a |
| Interest Earning Checking v |
0.03% |
0.03% | $250 | Monthly |
| Hi-Fi Money Market v |
0.08% 0.05% |
0.08% 0.05% |
≥$2,500 <$2,500 |
Monthly Monthly |
- An Escalator Option is available for Certificates of Deposit with terms of 36 months or more.
- Interest on all deposit accounts is computed on a 365-day accrual basis.
- Fees could reduce earnings on deposit accounts. See our Service Fees page for details.
- APY = Annual Percentage Yield*
- V = Variable account. The rate may change after the account is opened.
- These interest rates are current through the date of this issue and became effective as indicated by the date above.
- Activity restrictions apply to Passbook Savings, Statement Savings, and Hi-Fi Money Market accounts.
- A penalty may be imposed for early withdrawal on Certificates of Deposit.