2018 PROMOTION: Half price for a new safe deposit box for the first year!
DEPOSIT ACCOUNT RATES • EFFECTIVE: MAY 4, 2018
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| Interest Rate | APY* | Minimum | Compound Frequency | |
|---|---|---|---|---|
| Certificates of Deposit (CDs) | | | | |
| 7-31 Day | 0.05% | 0.05% | $2,500 | Weekly |
| 91 Day | 0.05% | 0.05% | $2,500 | Quarterly |
| 182 Day | 0.12% | 0.12% | $2,500 | Semi-Annually |
| 12 Month | 0.40% | 0.40% | $500 | Quarterly |
| 18 Month | 0.40% | 0.40% | $500 | Quarterly |
| 24 Month | 0.50% | 0.50% | $500 | Quarterly |
| 30 Month | 0.50% | 0.50% | $500 | Quarterly |
| 36 Month | 0.75% | 0.75% | $500 | Quarterly |
| 48 Month | 0.90% | 0.90% | $500 | Quarterly |
| 60 Month | 1.27% | 1.28% | $500 | Quarterly |
| Individual Retirement Accounts (IRAs) | | | | |
| 6 Month | 0.12% | 0.12% | $500 | Quarterly |
| 12 Month | 0.40% | 0.40% | $500 | Quarterly |
| 18 Month | 0.40% | 0.40% | $500 | Quarterly |
| 24 Month | 0.50% | 0.50% | $500 | Quarterly |
| 30 Month | 0.50% | 0.50% | $500 | Quarterly |
| 36 Month | 0.75% | 0.75% | $500 | Quarterly |
| 48 Month | 0.90% | 0.90% | $500 | Quarterly |
| 60 Month | 1.27% | 1.28% | $500 | Quarterly |
| Other Accounts | ||||
| Fixed Rate IRA - 18 Month | 0.05% | 0.05% | $50 | Quarterly |
| Variable Rate IRA - 18 Month v | 0.13% | 0.13% | $100 | Quarterly |
| Health Savings Account (HSA) v | 0.13% | 0.13% | $50 | Monthly |
| Passbook Savings v | 0.05% | 0.05% | $10 | Quarterly |
| Statement Savings v | 0.05% | 0.05% | $250 | Quarterly |
| Simple Checking | n/a | n/a | $25 | n/a |
| Interest Earning Checking v | 0.03% | 0.03% | $250 | Monthly |
| Hi-Fi Money Market v | 0.05% 0.03% | 0.05% 0.03% | ≥$2,500 <$2,500 | Monthly Monthly |
- An Escalator Option is available for Certificates of Deposit with terms of 36 months or more.
- Interest on all deposit accounts is computed on a 365-day accrual basis.
- Fees could reduce earnings on deposit accounts. See our Service Fees page for details.
- APY = Annual Percentage Yield*
- V = Variable account. The rate may change after the account is opened.
- These interest rates are current through the date of this issue and became effective as indicated by the date above.
- Activity restrictions apply to Passbook Savings, Statement Savings, and Hi-Fi Money Market accounts.
- A penalty may be imposed for early withdrawal on Certificates of Deposit.