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  DEPOSIT ACCOUNT RATES •  EFFECTIVE: AUGUST 2, 2022

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Interest
Rate
APY* Minimum Compound
Frequency
Certificates of Deposit (CDs)



7-31 Day 0.04% 0.04% $2,500 Weekly
91 Day 0.06% 0.06% $2,500 Quarterly
182 Day 0.08% 0.08% $2,500 Semi-Annually
12 Month 0.12% 0.12% $500 Quarterly
18 Month 0.17% 0.17% $500 Quarterly
24 Month 0.23% 0.23% $500 Quarterly
30 Month 0.29% 0.29% $500 Quarterly
36 Month 0.36% 0.36% $500 Quarterly
48 Month 0.44% 0.44% $500 Quarterly
60 Month 0.66% 0.66% $500 Quarterly
Individual Retirement Accounts (IRAs)



6 Month 0.08% 0.08% $500 Quarterly
12 Month 0.12% 0.12% $500 Quarterly
18 Month
0.17%
0.17%
$500 Quarterly
24 Month
0.23% 0.23% $500 Quarterly
30 Month 0.29%
0.29%
$500 Quarterly
36 Month
0.36%
0.36%
$500 Quarterly
48 Month 0.44%
0.44%
$500 Quarterly
60 Month
0.66%
0.66%
$500
Quarterly
Other Accounts




Fixed Rate IRA - 18 Month
0.05%
0.05%
$50
Quarterly
Variable Rate IRA - 18 Month v
0.08% 0.08% $100 Quarterly
Health Savings Account (HSA) v
0.08%
0.08%
$50
Monthly
Passbook Savings v
0.02% 0.02% $10
Quarterly
Statement Savings v
0.02%
0.02%
$250 Quarterly
Simple Checking
n/a
n/a
$25 n/a
Interest Earning Checking v
0.02%
0.02% $250 Monthly
Hi-Fi Money Market v
0.04%
0.02%
0.02%
0.04%
0.02%
0.02%
$25,000 or more
$2,500-$24,999.99
less than $2,500
Monthly
Monthly
Monthly
  • An Escalator Option is available for Certificates of Deposit with terms of 36 months or more.
  • Interest on all deposit accounts is computed on a 365-day accrual basis.
  • Fees could reduce earnings on deposit accounts. See our Service Fees page for details.
  • APY = Annual Percentage Yield*
  • V = Variable account. The rate may change after the account is opened.
  • These interest rates are current through the date of this issue and became effective as indicated by the date above.
  • Activity restrictions apply to Passbook Savings, Statement Savings, and Hi-Fi Money Market accounts.
  • A penalty may be imposed for early withdrawal on Certificates of Deposit.