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  DEPOSIT ACCOUNT RATES •  EFFECTIVE: NOVEMBER 10, 2022

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Interest
Rate
APY* Minimum Compound
Frequency
Certificates of Deposit (CDs)



7-31 Day 0.05% 0.05% $2,500 Weekly
91 Day 0.10% 0.10% $2,500 Quarterly
182 Day 0.15% 0.15% $2,500 Semi-Annually
12 Month 0.20% 0.20% $500 Quarterly
18 Month 0.25% 0.25% $500 Quarterly
24 Month 0.40% 0.40% $500 Quarterly
30 Month 0.45% 0.45% $500 Quarterly
36 Month 0.60% 0.60% $500 Quarterly
48 Month 0.80% 0.80% $500 Quarterly
60 Month 1.00% 1.00% $500 Quarterly
Individual Retirement Accounts (IRAs)



6 Month 0.15% 0.15% $500 Quarterly
12 Month 0.20% 0.20% $500 Quarterly
18 Month
0.25%
0.25%
$500 Quarterly
24 Month
0.40% 0.40% $500 Quarterly
30 Month 0.45%
0.45%
$500 Quarterly
36 Month
0.60%
0.60%
$500 Quarterly
48 Month 0.80%
0.80%
$500 Quarterly
60 Month
1.00%
1.00%
$500
Quarterly
Other Accounts




Fixed Rate IRA - 18 Month
0.05%
0.05%
$50
Quarterly
Variable Rate IRA - 18 Month v
0.15% 0.15% $100 Quarterly
Health Savings Account (HSA) v
0.15%
0.15%
$50
Monthly
Passbook Savings v
0.03% 0.03% $10
Quarterly
Statement Savings v
0.03%
0.03%
$250 Quarterly
Simple Checking
n/a
n/a
$25 n/a
Interest Earning Checking v
0.03%
0.03% $250 Monthly
Hi-Fi Money Market v
0.05%
0.03%
0.03%
0.05%
0.03%
0.03%
$25,000 or more
$2,500-$24,999.99
less than $2,500
Monthly
Monthly
Monthly
  • An Escalator Option is available for Certificates of Deposit with terms of 36 months or more.
  • Interest on all deposit accounts is computed on a 365-day accrual basis.
  • Fees could reduce earnings on deposit accounts. See our Service Fees page for details.
  • APY = Annual Percentage Yield*
  • V = Variable account. The rate may change after the account is opened.
  • These interest rates are current through the date of this issue and became effective as indicated by the date above.
  • Activity restrictions apply to Passbook Savings, Statement Savings, and Hi-Fi Money Market accounts.
  • A penalty may be imposed for early withdrawal on Certificates of Deposit.