Visit our Loan Department. We have money to lend! Local deposits are loaned to our friends and neighbors. Autos, light trucks, boats, RVs, personal watercraft, motorcycles, ATVs, and snowmobile loans. Mortgage, home equity, and line-of-credit loans. Flexible payment options, including weekly and bi-weekly payments. Low down payment options may be available for all loan types. No sales goals. Loans are not sold and decisions are made locally. Low-cost closings. One-time construction loan closings. So many benefits the big banks cannot offer!